US Coastal P&C Insurance Company
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Citizens Property Insurance
​Takeout FAQ

Frequently Asked Questions

How long has US Coastal Property & Casualty Existed?
  • US Coastal P&C Insurance Company is a Florida domiciled insurer that was established in 2016. US Coastal P&C since inception has partnered with Cabrillo Coastal General Agency and Harbor Claims, two established and well-respected companies in the Florida residential property insurance market, to handle all your policy service and claim needs.

​Will my mortgage company accept US Coastal Property & Casualty?
  • Yes, US Coastal Property & Casualty has a Financial Strength Rating of “A” from Demotech, Inc. - a leading insurance company rating agency. This rating is accepted by the secondary mortgage market and thus will be acceptable to your lender.

When will I receive my new Policy?
  • Your US Coastal Property & Casualty renewal offer will be sent to you approximately 45 days prior to the expiration date listed on your Citizens policy Declarations Page. If you have a lienholder on file with Citizens, a copy of the policy and an invoice will be sent directly to them.
US Coastal Property and Casualty Insurance Company d/b/a ​Pacific Coastal Property and Casualty Insurance Company, in California.
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